Monarch
Home Buyers of America
Monarch
Home Buyers of America
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Secure Double-Digit, Real Estate-Backed Returns for Retirement

 Are you concerned about your retirement cash flow and seeking safe, consistent returns without the unpredictable swings of the stock market? Monarch Home Buyers of America offers a unique opportunity to enhance your cash flow and earn reliable double-digit returns, securely backed by real estate.


We specialize in a real estate system that empowers families to achieve homeownership, even if they don't qualify for conventional financing, and enables investors to purchase properties for rehabilitation or as rental income. Through owner financing, we facilitate homeownership and actively contribute to the revitalization of local neighborhoods and real estate markets.


This innovative system allows our private money lenders to PASSIVELY earn double-digit returns on investments secured by real estate. Whether you're looking to leverage your retirement accounts, establish a self-directed IRA, or invest with cash, we can help. Once approved as a lender, you'll receive monthly payments while we manage the entire process. As an investor, you'll never have to worry about tenants, bills, or property management issues – we take care of everything.


Imagine enjoying consistent, passive income knowing your investments are backed by tangible assets. Contact Monarch Home Buyers of America today to learn how you can start earning secure, double-digit returns and achieve the financial peace of mind you deserve.

How does private lending work?

How does the system work?

Research

Use private capital

Use private capital

We actively research and pinpoint discounted single-family homes in select U.S. markets. These are typically habitable properties available for $30,000 or less, requiring only minor cosmetic improvements like flooring, bathroom updates, or small roof repairs.

Use private capital

Use private capital

Use private capital

 We thoroughly vet every property, using data to find homes with strong resale potential. Since these properties are not typically funded with conventional financing, your private capital is key to securing these profitable deals.

Realize returns

Use private capital

Realize returns

We swiftly acquire and sell properties "as-is," offering  30-year owner-financed mortgages. This strategy ensures rapid capital deployment, strong yields, and accessible homeownership.

Here's a simple overview of our lending process

Complete the Lender Request Form and become an approved lender

Complete the Lender Request Form and become an approved lender

Complete the Lender Request Form and become an approved lender

Your journey begins by completing our Lender Request Form. This is your application to join our network. Once approved, you'll become an active private lender within our system, ready to review exclusive opportunities.

Review available deals that we share with you

Complete the Lender Request Form and become an approved lender

Complete the Lender Request Form and become an approved lender

As we put attractive properties under contract, we share them directly with our approved private lenders. Each deal package is comprehensive, providing you with all the information you need to thoroughly assess the property and make an informed decision.

Commit to a deal

Complete the Lender Request Form and become an approved lender

Wire funds to the Title Company

When you find a deal that aligns with your investment goals, simply commit to it. Once you commit, your interest is secured, and that specific opportunity is removed from availability for other private lenders. At this point, we initiate the title work and establish a closing date. We'll also provide your details to the title company so they can prepare all necessary legal documents according to our lending agreement.

Wire funds to the Title Company

Closing and your Legal Documents

Wire funds to the Title Company

We'll keep you updated on the expected closing date. Close to closing, the title company will provide you with wiring instructions for your funds. It's important to note that your funds are never sent to us; they go directly to the title company. The title company holds these funds in escrow until all legal documents are fully executed and signed, ensuring a secure transaction.

Closing and your Legal Documents

Closing and your Legal Documents

Closing and your Legal Documents

Once the deal closes, you'll receive all essential legal documents related to the property. This includes your promissory note for the loan, a deed of trust placing you in first lien position, title insurance, and the property insurance policy. This comprehensive documentation provides solid protection for your investment.

Your Monthly Payments Begin

Closing and your Legal Documents

Closing and your Legal Documents

After the property closes and is funded, your monthly principal and interest payments will commence according to the schedule outlined in the promissory note. These payments will continue for five years (60 payments), at the end of which your loan will be fully repaid.

Secure Double-Digit Passive Income.

Click Here to Discover High Returns

SDIRAs for private real estate lending: how & why?

Tax-Advantaged Growth

Diversification and Control

Diversification and Control

 SDIRAs enable tax-deferred (Traditional) or tax-free (Roth) growth on interest from private real estate loans, accelerating retirement savings. 

Diversification and Control

Diversification and Control

Diversification and Control

 Diversify your portfolio away from market volatility with tangible, secured assets, gaining direct control over investment choices and terms. 

High-Yield and Secured

Diversification and Control

High-Yield and Secured

 Access potentially higher interest rates than traditional investments, with the added security of real estate as collateral. 

Monarch Home Buyers of America © 2025


Real estate investments, like all investments, carry risks and their performance is not guaranteed. Past performance doesn't predict future results. Please carefully consider all aspects of an opportunity before investing. We are not licensed financial, legal, or tax professionals. Always consult with your professional advisor before making any investment decisions. The information provided is for general guidance and informational purposes only.

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